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Risk Management

Marcela Lobos avatar
Written by Marcela Lobos
Updated over a month ago

Delinquency & Default Handling

  1. Merchant Payout Changes

    • If a Merchant changes their bank account, Sivo immediately notifies them.

    • Channel partners are also notified if involved.

  2. Chargebacks & Replacements

    • If a consumer initiates a chargeback, the protocol replaces the TRO per UCC factoring rules.

  3. Payment Processor Bankruptcy

    • Buyers have direct creditor rights, ensuring they are prioritized in liquidation events.

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