At Sivo, we approach debt a little differently from typical sources of debt capital.

We designed the Sivo Debt line from the ground up after meeting with 150+ fintechs, neobanks and gig platforms from the 600+ companies that joined our waitlist after we announced Sivo in early 2021.

The message from our waitlist was clear:

  • Raising debt capital takes too long

  • Negotiations and the resulting agreements are complex

  • Capital and equity related asks can be expensive

  • Reporting requirements are onerous and manual

So we kept it simple.

A Sivo Debt line gives you:

  • Access to debt capital in days vs months

  • Simple APR %

  • No hidden fees

  • 100% advance rate

  • Borrow as little or as much as you need

  • Programmatic access and automated workflows from credit applications to fund disbursement

Learn more about Sivo Debt lines.

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