In order to increase leverage and provide you access to more debt capital, we need to confirm the health of your loan portfolio including delinquency (default) rates.

Sivo requires a minimum data reporting period of six months or three complete cohort cycles (whichever is the greater). By cohort cycle we mean Sivo loans opened within the same month.

Bear in mind, we want to provide you with as much debt capital as you need so we’re as motivated as you to increase leverage!