Your Debt line will grow according to your responsible usage over time. Every step in your limit increase is called “leverage”.

Your debt line will begin at step 1 where you have a leverage of 1X. This means that you can borrow up to the amount of your Loss Reserve deposited. As you continue to grow and hit your KPIs you will move up in steps. Each step unlocks your access to more funds while maintaining your original loss reserve.

At step 2 you will have a leverage of 2X which means you will have access to double the amount of your Loss Reserve. For example, if you have a loss reserve of 500,000 you now have access to 1,000,000 in step 2.

At step 3 the leverage is 4X and step 4 the leverage is 10X, in our example of a loss reserve of 500,000 you would have access to 5,000,000.