Sivo

DaaS is Sivo's flagship, capital access product: the first in the industry with programmatic access to funds and an interest only, revolving debt line designed to be a perfect fit for short duration lenders like cards, BNPL, invoice factoring, merchant cash advance, and more.

Debt lines can be <a href="https://community.sivo.com/en/articles/5983387-creating-a-debt-line-diy">created</a> in minutes not months 

Access to <a href="https://community.sivo.com/en/articles/8900099-what-is-leverage-and-how-does-it-grow">10X leverage</a> in as little as 12 months

Programmatic access <a href="https://community.sivo.com/en/articles/8472775-best-practices-for-using-sivo-daas-apis">via API</a> or <a href="https://community.sivo.com/en/articles/8472796-connecting-to-sivo-using-zapier">Zapier</a> to make payments or draw funds, further controlling your cost of capital

Automated reporting <a href="https://community.sivo.com/en/articles/8472775-best-practices-for-using-sivo-daas-apis">via API </a>or <a href="https://community.sivo.com/en/articles/8472796-connecting-to-sivo-using-zapier">Zapier</a> - no more complex, labor-intensive spreadsheets to complete!

Interest only Debt line for 30 months. Repay principal anytime or during months 31 to 36 (or refinance)

<a href="https://community.sivo.com/en/articles/8472757-debt-line-currencies">Multi-currency</a> Debt lines including USD, GBP, EUR, MXN, and many others

No arrangement fees or <a href="https://community.sivo.com/en/articles/8472764-warrants">warrants</a>

Graduate from Sivo as a capital source and tap into brand name funds who can take your line/facility into the hundreds of millions

1. Debt lines can be <a href="https://community.sivo.com/en/articles/5983387-creating-a-debt-line-diy">created</a> in minutes not months 
2. Access to <a href="https://community.sivo.com/en/articles/8900099-what-is-leverage-and-how-does-it-grow">10X leverage</a> in as little as 12 months
3. Programmatic access <a href="https://community.sivo.com/en/articles/8472775-best-practices-for-using-sivo-daas-apis">via API</a> or <a href="https://community.sivo.com/en/articles/8472796-connecting-to-sivo-using-zapier">Zapier</a> to make payments or draw funds, further controlling your cost of capital
4. Automated reporting <a href="https://community.sivo.com/en/articles/8472775-best-practices-for-using-sivo-daas-apis">via API </a>or <a href="https://community.sivo.com/en/articles/8472796-connecting-to-sivo-using-zapier">Zapier</a> - no more complex, labor-intensive spreadsheets to complete!
5. Interest only Debt line for 30 months. Repay principal anytime or during months 31 to 36 (or refinance)
6. <a href="https://community.sivo.com/en/articles/8472757-debt-line-currencies">Multi-currency</a> Debt lines including USD, GBP, EUR, MXN, and many others
7. Easy to understand legal agreements
8. No arrangement fees or <a href="https://community.sivo.com/en/articles/8472764-warrants">warrants</a>
9. Graduate from Sivo as a capital source and tap into brand name funds who can take your line/facility into the hundreds of millions
10. Built by founders for founders
11. Backed by YCombinator